intelligent liquidity LIQQUEN
  • Trade
    • Goods Trade
    • Service Trade
    • How It Works
  • Investment
    • Investment Barter
    • Company Valuation
    • Investor Pool
  • Security
    • Escrow System
    • Guarantee Mechanism
    • Commerzbank Partner
    • Allianz Insurance
  • Pricing
    • Starter — €19/mo
    • Pro — €49/mo
    • Investor — €149/mo
    • Enterprise — €349/mo
Log In Get Started Free
B2B Barter Platform · Germany · Europe · Turkey

Trade without
spending cash.

Liqquen is Europe's first digital B2B barter platform — enabling SMEs and freelancers to trade goods, services and investments without using a single euro in cash.

Get Started Free See How It Works
Welcome back,
Müller GmbH 👋
MG
Active Trade Value
€ 24,500
3 active trades · €0 cash spent
📋
Post Trade
🎯
Match
Active Trades
🏗
Bau Services
Service Barter
€8,200
💻
TechStart Berlin
Goods Barter
€12,000
⚖️
Kaya Law Firm
Investment Barter
€4,300
Backed by
COMMERZBANK
Settlement Infrastructure
& Payment Guarantee
Allianz
Transaction Insurance
& Trade Protection
Every trade is protected

Founding Member offer: lock in your rate for life

First 200 members get Pro plan at €29/mo — permanently. Founding Member badge, priority matching and early access to the Investor Pool. Limited slots remaining.


Claim Your Spot
B2B trading partners
Zero-Cash Trading

Grow your business without spending capital

List your inventory, spare capacity, or services on Liqquen and receive equivalent value in return — no cash, no interest, no credit lines. Turn idle assets into active trade.

Start Trading Free
Liqquen Dashboard
€ 38,750
▲ +12.4%
🏭
Factory Equipment Barter
Today, 14:32
+€15,000
🎨
Graphic Design Service
Yesterday, 09:15
+€3,200
🚚
Logistics · 50 Runs
2 days ago
+€8,400
💼
Legal Consulting
3 days ago
-€4,800
Smart Matching

Our algorithm finds your perfect trade partner in 48 hours

Post your offer and let our AI handle the rest. The system matches by sector, location, trade value, and trust score — and guarantees a match within 48 hours. No match? No fee.

Start Matching
Offering
Web Development
Müller Digital GmbH · Berlin

€ 8,000
Trade value
⚡
Seeking
Accounting Services
Kaya Accounting · Hamburg

€ 8,000
Trade value
How It Works

From listing to trade completion in 5 steps

Every transaction on Liqquen is secure, transparent, and fully documented — from first click to final settlement.

📝
Step 01
Register & Verify
Create your account. KYC verification in minutes. EU-compliant digital identity check.
📋
Step 02
Post Your Offer
List what you have, specify what you need. Set your trade value and conditions.
🎯
Step 03
Get Matched
AI matches you with the best partner in 48 hours. Guaranteed. No match — no charge.
🔐
Step 04
Escrow & Confirm
Both parties confirm. Escrow activates via Commerzbank infrastructure. Allianz insures the trade.
✅
Step 05
Trade Complete
Exchange is settled. VAT invoice auto-generated. Escrow released in 45 days.
Guaranteed Match
Find a partner in 48 hours or pay nothing
Unique
Escrow System
8–15% of trade value held for 45 days, then returned
Secure
Investment Barter
Receive investment in exchange for services or goods
New
Company Valuation
Professional valuation report included in Investor plan
Premium
VAT Automation
Auto-generated legal invoices for every barter transaction
Auto
Investment Barter

Raise investment without blocking cash

A European first: startups and SMEs can receive investment in exchange for services or goods — no dilutive cash burn. Investors build portfolios with zero capital lockup.

Explore Investment
Portfolio Value
€ 142,500
▲ +28.3% this year
1M3M6M1YALL
Escrow & Guarantee

Every trade protected — no surprises, ever

8–15% of trade value is held in escrow for 45 days. If the trade completes successfully, it is released in full. Both sides are protected. All terms are transparent before any trade begins.

View Security Details
100%
Successful trade completion rate
🔒 Escrow Hold45 days
💰 Escrow Rate8% – 15%
⚡ Match Guarantee48 hours
🚫 Failed match fee€ 0
Security & Guarantee

Institutional-grade protection
behind every trade

Liqquen is backed by two of Europe's most trusted financial institutions — ensuring every transaction is safe, insured and legally compliant.

🏦
Bank-Grade Settlement
All escrow funds and settlement flows run through Commerzbank's regulated infrastructure — one of Germany's largest commercial banks. Your trade capital is held in segregated, audited accounts.
€1.5B+
Commerzbank annual SME settlement volume
🛡
Trade Insurance by Allianz
Every completed trade is insured under Allianz's commercial trade protection framework. If a counterparty defaults, your trade value is covered. No claim forms, no bureaucracy — automatic protection.
€0
Net loss to date across all insured Liqquen trades
⚖️
Full EU Legal Compliance
Liqquen operates under German commercial law, GDPR, EU VAT directives and AML/KYC regulations. Every user is digitally verified. Every transaction generates a legally valid VAT invoice automatically.
100%
EU regulatory compliance across all markets
Strategic Partners

Two institutions standing behind every Liqquen trade

When you trade on Liqquen, you are not just trusting us — you are backed by the combined strength of Commerzbank's settlement infrastructure and Allianz's insurance framework. This partnership is the reason we can offer a 100% trade completion guarantee.

CB
Commerzbank AG
Settlement infrastructure, escrow account management & payment guarantee partner
Active Partner · Frankfurt am Main
€100K
per-trade
guarantee
AZ
Allianz SE
Commercial trade insurance, counterparty default protection & cross-border coverage
Active Partner · Munich
€250K
max insured
per trade
Multi-Market Platform

Trade across Germany, Europe and Turkey — without borders

German SMEs connect with Turkish partners. European startups find investors across the continent. The platform supports three languages, auto-handles EU VAT compliance and provides local legal support in every market.

Explore Markets
🌍
🇩🇪 Germany
🇪🇺 Europe
🇹🇷 Turkey
3 Markets
one platform, one account
Get Started

Join in minutes. Start trading in 48 hours.

Create your account, post your first listing and receive your first match within 48 hours. Fully digital — no paperwork, no branches, no waiting.

Get Started Free Request a Demo
LIQQUEN
€ 24,500
Active Trade Value

3 active matches · €0 cash
Investment
€ 8,000
Valuation Barter
Security
100%
Success Rate
Frequently Asked Questions

Everything you need to know

What is Liqquen and how does it work?
Liqquen is a B2B barter platform that enables SMEs and freelancers to trade goods and services without using cash. You list what you offer, specify what you need, and our algorithm matches you with the best trade partner within 48 hours. The escrow system protects the transaction from both sides. No cash, no interest, no credit lines.
How is my trade protected? What about Commerzbank and Allianz?
Every trade on Liqquen is protected by two layers: Commerzbank manages the escrow infrastructure and payment settlement — meaning funds and trade obligations are held in regulated, audited bank accounts. Allianz insures every trade against counterparty default, covering up to €250,000 per transaction. Together they ensure a 100% trade completion guarantee.
How do I create an account?
Click "Get Started Free", enter your company details and complete digital KYC verification. Your account is active within minutes. No physical documents, no branch visits, no waiting period.
What goods and services can I trade?
Any legal goods or professional services can be traded: production equipment, office supplies, logistics, software development, accounting, legal services, design, marketing and more. Investment barters can also involve company equity or future service credits in exchange for goods or capital.
How does VAT work on barter transactions?
Under EU VAT directives, barter transactions are treated as "supplies for consideration" and VAT liability applies. Liqquen automatically generates a legally compliant VAT invoice for every trade. For cross-border EU transactions, the reverse charge mechanism is applied automatically. Our system handles full compliance so you don't have to.
How quickly can I generate value from Liqquen?
Active members typically generate trade value that exceeds their subscription cost within the first month. Since the Starter plan begins at just €19/mo, the barrier to testing is minimal. Most members complete their first trade within the first two weeks of joining.
Blog & Guides

Learn more

🔄
Guide
What is the barter economy? A complete guide for SMEs
The history, mechanics and modern applications of cashless B2B trade on digital barter platforms.
📊
Investment
How to raise investment without giving up cash
The advantages, legal framework and step-by-step process of investment barter for startups.
⚖️
Tax & Law
VAT on barter transactions in Germany: what you must know
EU VAT directive obligations for barter deals and how Liqquen's automatic invoicing keeps you compliant.
LIQQUEN
intelligent liquidity · Trade Without Limits
A brand of FCP Financial & Asset Management
Düsseldorf, Deutschland · 2026
CB
AZ
Platform
  • Goods Trade
  • Service Trade
  • Investment Barter
  • Company Valuation
  • Plans & Pricing
Company
  • About Us
  • FCP Financial
  • Careers
  • Press
  • Investors
Support
  • Customer Support
  • Help Centre
  • Video Tutorials
  • API Docs
  • Sitemap
Resources
  • Blog
  • Barter Guide
  • VAT Calculator
  • Valuation Guide
  • Success Stories
© LIQQUEN 2026 — FCP Financial & Asset Management GmbH
Legal Documents Privacy Policy Terms of Service Impressum Cookie Settings
0